Personal Checking Accounts

Account disclosures detailing terms and conditions of specific accounts are available upon request by calling us at any one of our locations. Terms and fees may be changed by us at any time after reasonable notice to you as provided by law.

Star Checking

A “Free” Personal Checking Account

  • FREE Online Banking
  • FREE Bill Pay
  • Minimum balance to open $100.00
  • No minimum balance requirement
  • Unlimited check writing ability
  • MasterCard Debit Card available
  • ACH deposits and withdrawals
  • 24 Hour Telephone Banking
  • Complete disclosure given at account opening

Lone Star Checking

A Personal Checking Account

  • FREE Online Banking
  • FREE Bill Pay
  • Minimum balance to open $100.00
  • Minimum balance to avoid monthly service charge (SC) $500.00
  • Unlimited check writing ability
  • Monthly statement with check images
  • MasterCard Debit Card available
  • ACH deposits and withdrawals
  • 24 Hour Telephone Banking
  • $10.00 Service Charge if balance falls below $500.00
  • Complete disclosure given at account opening

Gold Star Checking

Interest Bearing Checking Account

  • FREE Online Banking
  • FREE Bill Pay
  • Minimum balance to open $100.00
  • Minimum balance of $1,000.00 to avoid Service Charge
  • Interest compounded daily and paid monthly
  • No Minimum balance necessary to obtain annual percentage yield
  • Monthly statement with check images
  • MasterCard Debit Card available
  • ACH deposits and withdrawals
  • 24 Hour Telephone Banking
  • $10.00 Service Charge if balance falls below $1,000.00
  • Designed for individuals, sole proprietorships, unincorporated non profit organizations, and government units
  • Complete disclosure given on account opening

Gold Star Money Market Account

A Premium Money Market Account

  • Minimum balance to open $100.00
  • Interest compounded daily and credited monthly
  • Variable Interest Rate
  • Monthly statement with check images enclosed
  • Withdrawal limitations – MM activity charge – per item charge of $10.00 for each debit in excess of 6 during a month
  • ACH deposits and withdrawals
  • Internet access to account
  • 24 hour Voice access to account
  • $10.00 Activity Service Charge if balance fall below $1,000.00
  • Designed for individuals
  • Complete disclosure given on account opening

To open any account above, please fill out the application and bring it to the nearest Fayetteville Bank location.

Download Application Form (.pdf)